KRM Risk Management
& Insurance Services

Rental Captive Highlights

Single
Association
Agency

The primary purpose of a Rental Captive program is to return underwriting profit and investment income.

The structure of a Rental Captive program by KRM Risk Management for the Single Corporation Acccount (including a Large Deductible), the Association or Group Program, and the Agency Plan all contain the following basic elements:

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Through a Program Partnership, Underwriting Profit and Investment Income are returned to the client to reduce the net cost of insurance.

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Underwriting Profit is determined solely by the account's own losses and therefore no pooling of risk with other captive participants.

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Specific or per occurrence stop loss provided.

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Aggregate or frequency of loss protection provided based on an evaluation of historical loss data.

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Client should be willing to participate in a portion of their risk through sufficient funding up to the aggregate reinsurance attachment.

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Ability to unbundle claims and loss control services to a third Party Administrator.

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Each client receives an insurance policy from a licensed and admitted insurance company.

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Easy implementation of all types of Rental Captive formats.

Rental Captive Programs are available to meet the needs of any kind of company. The program available are detailed for each type of organization:

Single ] Association ] Agency ]

 

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